The GSC Collateral Loan program enables you to retain full ownership of your physical metal holdings but also gives you the opportunity to monetize your assets for expansion of investments or when you need immediate cash flow. It is backed by a registered pawn broker in Singapore.

There are essentially 3 key points to take note of if you intend to make full use of this program to grow your investments* instead of storing your money in banks that give inflation-eroded interest rates:

1. You already have precious metals on hand. If you seek liquidity, you can pawn the items to us instead of selling outright. The cost is only 1% interest a month for gold and 1.5% for silver and platinum. If prices go up more than the stipulated interest rate, you can redeem your items for the afore-agreed on principle amount and take profit while still maintain ownership of your items.
2. You have no precious metals on hand but wish to own some. The Collateral Loan Program offers you leverage where you buy and then pawn the items with us at the respective loan-to-values (LTV): up to 85% for gold and 75% for silver and platinum. So basically, you can buy a gold kilobar valued at spot bid $65,000 and pawn it back to us at 85% LTV of $55,250. Hey you just paid $9,750 to own a gold kilobar with interest of 1% a month! Again you can choose to take physical delivery or sell your gold kilobar when prices rise above the interest costs to earn a profit.
3. You have collateral loan items with us and can choose to revalue your pawn ticket when prices go up. This means you can get instant cash above the interest payment for the month.

For more information, please check out https://www.goldsilvercentral.com.sg/collateral-loan/

*As with any investment, there are risks involved. The above is based on the assumption that bullion prices are on a bullish trend. You may get back less than the amount invested if the market moves against you. You are advised to do your independent due diligence. Alternatively, you could approach us via walk-in, phone call or email for clarification.